The SANASA Concept

More Than a Customer. You Are an Owner.

Unlike traditional commercial banks, SANASA operates on a cooperative model. When you open a membership account, you purchase shares in the society, making you a **co-owner** with full democratic rights.

Our primary goal is not to maximize corporate profits, but to support the economic stability of our members and develop the community of Pothuhera. Every member enjoys equal voting rights under our principle: **"One Member, One Vote."**

Cooperative Motto

"තිරසාර හෙටක - අද දවසේ බැංකුව" (Sustainable Tomorrow - Today's Bank)

Cooperative members voting and active participation
Member Advantages

Why Join Pothuhera SANASA?

Membership unlocks unique financial and social benefits designed to empower your household.

Democratic Control

Have an equal voice in the bank's future. Attend our Annual General Meetings (AGM), vote on policies, and elect the Board of Directors.

Dividend Payouts

As a shareholder, you are eligible to receive a portion of the society's yearly financial surplus, paid directly to you as dividends.

Credit Access

Members are prioritized for affordable, low-interest microfinance, agricultural, business, and housing loans with flexible repayments.

Welfare Coverage

Access medical aid funds, educational awards for your children, and family funeral relief schemes supported by our cooperative.

Community Investment

Your savings are reinvested locally to help neighboring families, local businesses, and farmers, keeping capital inside Pothuhera.

Over 9 Decades

Join an institution that has stood strong through economic shifts, supporting thousands of families in Kurunegala since 1925.

Join Us

How to Become a Member

1

Visit the Nearest Office

Walk into our Head Office in Pothuhera or the Thorawathura Branch office during working days.

2

Submit Application & KYC

Fill out our membership application form. You will need to provide copies of your NIC, address proof, and photos.

3

Purchase Share Capital

Purchase the minimum required share capital to activate your ownership stakes. Share amounts earn annual dividends.

4

Board Approval & Activation

The local cooperative committee reviews and approves new memberships weekly, after which you receive your passbook.

Eligibility Criteria

  • Must be a citizen of Sri Lanka.
  • Must reside or work within Pothuhera or surrounding villages (Polgahawela / Kurunegala areas).
  • Must be at least 18 years of age for full voting rights (minors are eligible for savings accounts only).
  • Willingness to buy the minimum required membership shares.
  • Commitment to follow the cooperative society's by-laws and values.
Please contact the office directly at 037 223 9033 for the exact minimum share capital amount and to schedule your sign-up meeting.