Reliable savings plans, affordable credit lines, and community support programs.
We provide a range of savings products designed for kids, women, senior citizens, and long-term savers with attractive interest returns.
Start a savings habit early for your children. Singithi accounts offer premium interest rates and reward outstanding educational milestones with special gifts.
Tailored for the financial independence of women. These accounts feature preferential savings rates and special links to our microfinance loan programs.
A tribute to the senior members of Pothuhera. Upahara accounts ensure higher monthly interest payouts for retirement security, combined with healthcare benefits.
Our core savings account for everyday cooperative banking. Features easy deposits and withdrawals, ideal for local families, farmers, and daily wage earners.
Invest your surplus funds securely. We offer competitive guaranteed interest rates on fixed deposits for terms ranging from 1 month to 2 years.
Bring your National Identity Card (NIC) to our Head Office in Pothuhera or Thorawathura Branch to get started.
Get StartedWe provide quick, low-interest cooperative loan products with flexible terms and minimal paperwork to support your life events and business growth.
Designed specifically for local farmers in the Pothuhera region. Borrow to purchase seeds, fertilizers, modern equipment, or lease tractor facilities. Repayment terms are aligned with harvest seasons.
Harvest-Based RepaymentUplifting local small and medium enterprise (SME) owners and shopkeepers. Grow your business, stock up inventory, or invest in tools with our competitive credit lines.
Microfinance SupportYour dream home is within reach. We provide long-term housing finance to help cooperative members purchase land, construct houses, or complete renovations.
Low Interest RatesSupporting young adults, artisans, and women in starting home-based startups, tailoring shops, handicrafts, and local services.
Entrepreneur KitAs a community-owned thrift and credit cooperative, we believe in mutual aid. We set aside a portion of our annual surplus to run welfare programs that provide safety nets for members in times of need.
Financial assistance for hospitalization, surgeries, and critical medicine costs of our members.
Awarding financial scholarships to children of active members who excel in Grade 5 Scholarship, O/L, and A/L examinations.
Immediate funeral relief and emotional support grants for families in case of a member's demise.
